If you have decided to buy a plan or a charm pack and you have never paid with crypto before, this guide walks you through it from zero. There is nothing to be nervous about — you do not need to understand blockchains, and you do not need to hold crypto as anything you keep. You buy exactly what you need to pay, send it, and you are done. By the second time, it is faster than filling out a card form.
Charmloop settles in crypto through NOWPayments, so the checkout happens on-site while NOWPayments runs the payment underneath. Here is the whole thing, step by step.
What you need before you start
Two things: a small amount of crypto, and a couple of minutes. That is it.
If you already have crypto in a wallet, skip ahead to choosing your plan. If you do not, the next step gets you set up.
Step 1: Get some crypto (two routes)
There are two straightforward ways to get the crypto you need. Both ask you to verify your identity the first time — this is a legal requirement (called KYC, "know your customer") that every mainstream service follows. It is a one-time setup, and once you are verified, buying takes only minutes.
Route A — an exchange account
Sign up with a well-known exchange such as Coinbase, Kraken, or Binance. Buy a small amount with a card or a bank transfer, then withdraw it to the deposit address Charmloop shows you at checkout. This route is a good fit if you think you might pay more than once, since your funds stay in your account for next time.
Route B — an instant card onramp
Services like MoonPay or Ramp let you buy crypto with a card and send it in a single flow, without keeping a separate account balance. This route is the quickest for a one-time purchase — you buy exactly what you need and it goes straight toward your payment.
Either route works. If you are not sure, an instant onramp is the fastest for a first, one-off purchase, while an exchange account is handier if you expect to come back.
Step 2: Choose your plan or pack
On the pricing page pick the subscription plan you want, or open the charms page and pick a charm pack. Start checkout. Charmloop hands you off to the NOWPayments checkout to complete the payment.
If you want to understand what charms are before you buy, see what are Charmloop charms.
Step 3: Pick the right coin and network
At the checkout you choose which coin to pay with. For a small purchase, the easiest default is a US-dollar stablecoin on a low-fee network:
- USDT on Tron (TRC-20)
- USDC on Solana, or USDC on Base
Why a stablecoin? Its value is anchored to one US dollar, so what you see at checkout is what you pay, and it does not drift while the payment confirms. On these networks the fee to send is low and confirmation is fast.
Bitcoin and Ethereum work too, but for small amounts they are slower and cost more to send, and their value can move a little during the confirmation window. If you already hold Bitcoin and prefer to use it, that is fine — just expect a bit more waiting.
The most important part of this step is the network. A coin like USDT exists on several networks, and they are not interchangeable. Pick the network you can actually send on, and remember it for the next step.
Step 4: Send the exact amount
After you choose your coin and network, the checkout shows three things: a one-time deposit address, the exact amount to send, and a countdown timer.
- Copy the deposit address. It is created just for your order — no one else is sending to it.
- Confirm the network matches. The network you send on must be the same one you picked at checkout. This is the single easiest way to lose a payment, so check it before anything else.
- Send the exact amount shown — no more and no less — from your wallet or onramp.
- Include a memo or tag if your coin asks for one. A few coins require an extra memo/tag field; if the checkout shows one, paste it in, or the payment cannot be matched to your order.
- Send before the countdown ends. If the timer runs out before you pay, just start a new checkout.
Step 5: Get credited automatically
Once you send, the network confirms the transaction and NOWPayments notifies Charmloop. Your charms appear in your balance and your plan activates — automatically, with nothing more to do.
A stablecoin on a fast network confirms quickly; Bitcoin and Ethereum take longer. You can watch the live confirmation status on the checkout page or close it and check back later. Either way, the credit lands on its own.
Four mistakes to avoid
Most problems come down to four things. Get these right and the rest is easy.
- Wrong network. The network you send on must match the one you picked at checkout. This is the most damaging mistake and the hardest to undo. If it happens, contact support immediately — some cases can be recovered, but not all. Double-check the network label before you send.
- Wrong amount. Send exactly what is shown. Under-paying can pause your order until you top up; over-paying is usually credited or returned, but it adds friction. Copy the amount rather than typing it.
- Expired invoice. The checkout runs a countdown. If it expires before you pay, nothing is lost — just start a new checkout. Having your crypto ready beforehand avoids the rush.
- Missing memo or tag. A small number of coins need a memo or tag to route the payment. If the checkout shows that field, include it, or the payment cannot be matched.
For a deeper look at how confirmations and failure handling work behind the scenes, see how crypto payments for AI services work.
A quick word on safety
Payments are handled by NOWPayments. Charmloop never sees your wallet and stores no card details — there is no card in the flow at all. You send from your own wallet to a one-time address made for your order, and Charmloop absorbs the ~1% processing fee rather than adding it to your bill.
Because crypto payments are final once they confirm, it is worth a ten-second check of the coin, network, and amount before you hit send. Charmloop's policy is all sales final, so paying deliberately the first time saves you a support round-trip.
Ready to go
That is the whole flow: get a little crypto, pick your plan, choose a stablecoin on a fast network, send the exact amount to the one-time address, and get credited automatically. Head to the pricing page when you are ready, or top up on the charms page.
For related reading, see how crypto payments for AI services work, pay for an AI image generator with crypto, and what are Charmloop charms.
